Birmaya Fintech

BI₹MAYA FINTECH

Commitments Honored, Loans Delivered

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BI₹MAYA FINTECH

Commitments Honored, Loans Delivered

Fast, transparent and reliable loan solutions for individuals and businesses.

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+91 8287868048, +91 9217924215

birmayafintech@gmail.com

Office address - F-01, first floor, D-36, sector-2, Noida, G.B Nagar, U.P-201301

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Our Services

Business Loan

business loan is financial assistance provided to entrepreneurs, startups, and companies to support business needs such as: Expanding operations, Managing working capital, Buying inventory, Hiring staff

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Key Features

  • - Loan amount: Usually ₹10lakh to ₹1.5crore (depends on lender & business profile)
  • - Interest rate: Around 13.5% to approx. 20% per annum (varies by credit profile)
  • - Tenure: 1 to 5 years
  • - Repayment options: EMI or flexible repayment options

Type of

  • - 1. Term Loan – Lump sum amount repaid in EMIs over a fixed period
  • - 2. Working Capital Loan – Short-term loan for daily business expenses
  • - 3. Equipment/Machinery Loan – For purchasing business equipment
  • - 4. CGTMSE/SME Loan – For small and medium enterprises
  • - 5. Overdraft Facility – Withdraw money as needed up to a limit.

Eligibility Criteria

  • - Age: 21 to 65 years.
  • - Business vintage: usiness operational for at least 1–3 years (for most lenders)
  • - Credit score: Good credit score (CIBIL 700+ preferred)
  • - Stable revenue & profit record

Documents Required

  • - ID and address proof.
  • - Business registration proof.
  • - PAN card (business and individual).
  • - Bank statements (last 12 months).
  • - GST returns (if applicable)
  • - Financial statements (Profit & Loss, Balance Sheet)

Advantages

  • - Helps in business expansion.
  • - Improves cash flow.
  • - No need to dilute ownership.
  • - Builds business credit history.

Things To Check Before Applying

  • - Processing fees(1% to 2.5%)
  • - Collateral requirements (For secured)
  • - Prepayment charges
  • - No Hidden fees
  • - EMI affordability